Risk, Credit Review - Wholesal

BUSINESS UNIT OVERVIEW The primary role of Credit Review is to independently assess the effectiveness of the Firm's credit risk management processes. Credit Review is also responsible for providing senior management and the Board of Directors an objective and timely assessment of the credit portfolio. The group reports to the Chief Risk Officer (CRO) and is independent from Credit Risk. RESPONSIBILITIES As a member of Credit Review, you will be part of a team that conducts systematic reviews of wholesale credit portfolios, analyzing counterparty credit quality in order to determine the accuracy of risk identification in the portfolio as well as the adequacy of documentation, administration, policies, and procedures. Key responsibilities include: Leading and participating in industry reviews as well as performing continuous monitoring on assigned industry sectors. Industry Reviews: Prepare detailed, independent analysis on individual credits in adherence with established credit review procedures and regulatory guidance. Document conclusions clearly and concisely. Periodically manage and lead industry reviews, guiding review team to meet key milestones. Effectively aggregate, document, and communicate findings Evaluate adequacy of analysis completed by Credit Risk including, among other things, accuracy of credit ratings, timeliness of any rating changes, identification of potential credit weaknesses, and adherence to applicable policies and procedures, laws and regulations Effectively challenge Credit Risk's ratings, policies, procedures, as warranted Continuous Monitoring: Perform ongoing surveillance of assigned industry sectors, staying informed of trends / credit-related activities and identifying emerging risks Prepare quarterly reports assessing the industry portfolio's overall risk SKILLS / EXPERIENCE Bachelor's and/or Master's degree 10+ years of banking or credit-related experience; significant prior credit review, lending, credit risk management, regulatory supervision, or similar work experience with specific sector experience desired. Sectors include corporates, industrials, commercial real estate, energy, technology / media / telecom. Strong knowledge of credit analysis, ratings analysis, corporate fi