Rising Truck Insurance Hits US Drivers and Owner Operators

Whether you drive for a carrier or run your own truck across the US, rising insurance costs reach your wallet.

Here is what ATRI’s 2026 report shows:

• Insurance premiums rose 3.9% in 2025, to about $0.106 per mile

• Q1 2026 premiums jumped another 6.4%, the fastest of any cost line

• Northeast drivers pay about $0.12 per mile, Midwest about $0.10

At average mileage, that is roughly $9,100 per truck each year

Owner-operators pay that bill directly, before earning a dollar.

How Alvix Insurance Group helps: we compare your policy against 30+ carriers so you see if you are overpaying.

See what your truck should really cost. Call (305) 909-6444 or email [email protected]. Website: www.alvixinsurance.com