Tariffs on Class 8 Trucks Are Reshaping Insurance Premiums

A Class 8 tractor that cost $135K in 2018 now runs $185K in 2026, and your insurance is priced against that higher number.

Here is what is actually changing:

Physical damage premiums are calculated against replacement cost
Newer fleets pay more in dollars even if the rate percentage stays flat
Tariffs are one of the biggest forces pushing that replacement cost up
Carriers with newer equipment feel this shift the fastest

Your truck did not get riskier, it just got more expensive to replace.

Alvix Insurance Group recalculates your coverage so it matches today's real replacement cost.

Update your coverage to match today's cost.

Call (305) 909-6444 or email [email protected]. Website: www.alvixinsurance.com