Marqeta Report

Marqeta’s 2025 State of Payments Report highlights growing demand for AI-powered wallets, unified rewards, and smarter payment solutions. The study, based on 3,000 consumers and 1,000 SMBs in the U.S. and UK, shows that both groups want tools offering flexibility, automation, and insights beyond simple transactions.

Key findings:

63% of consumers want unified rewards and loyalty programs across brands.
23% are shifting payment habits, relying on BNPL or credit for flexibility.
Over 52% of SMBs now view payment systems as strategic growth tools, not just cost centers.
The report signals a clear opportunity for platforms to deliver personalized, intelligent, and integrated financial solutions that boost convenience, security, and efficiency.

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Read full news - https://financetech-news.com/marqeta-report-smbs-consumers-want-smarter-payments/

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