I HAVE THE LOAN FOR YOU

There are several types of mortgage loan options that exist, including:

Conventional Mortgage: A conventional mortgage is a home loan that is not backed by a government agency such as the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), or the U.S. Department of Agriculture (USDA). Conventional loans are typically offered by private lenders and are available with a variety of terms and interest rates.

FHA Loan: An FHA loan is a mortgage that is insured by the Federal Housing Administration. These loans are designed to help low- and moderate-income borrowers qualify for a mortgage with a lower down payment and lower credit score requirements.

VA Loan: A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs. This type of loan is available to active-duty military personnel, veterans, and eligible surviving spouses. VA loans typically offer lower interest rates and require no down payment.

USDA Loan: A USDA loan is a mortgage loan guaranteed by the U.S. Department of Agriculture. This type of loan is designed for borrowers in rural areas and offers low interest rates and no down payment requirement.

Jumbo Loan: A jumbo loan is a mortgage loan that exceeds the maximum loan limit set by Fannie Mae and Freddie Mac. These loans are typically used to finance high-value properties and require a higher credit score and down payment.

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